How it works
Three steps. No jargon.
The whole thing takes about five minutes, and you can stop halfway and come back to it.
Tell us where they live
A ZIP code. Almost every program is run by a state or a county, so this one field decides more than anything else you will tell us.
Answer a few questions
Age range, what coverage is in place, whether there was military service, what is getting hard. One screen at a time, and not sure is always an option.
Get your list
Sorted by what is most worth your time, with the official source and checked date on every line, and the things to skip marked clearly.
What you get at the end
Not a directory dump. A short, ordered list of what is worth your time, with four possible states on each item:
- Likely worth contacting. You appear to meet the stated criteria. The agency still makes the final call.
- Worth contacting. Real uncertainty remains, and the uncertainty is explained rather than hidden.
- We do not know yet. Something is genuinely unknown, so we say so instead of guessing in either direction.
- Ruled out. A clear rule says no, and the rule is shown so you can challenge it.
Unknown never becomes a no. If we do not have a verified figure for your county, that is a gap in our coverage, not a finding about your family. Those are completely different things and we will never present one as the other.
What we never ask for
No Social Security number. No Medicare number. No insurance member ID or policy number. No bank details. No medication list, no diagnosis history, no photographs of insurance cards. None of it is needed to tell you which programs are worth a phone call, and asking for it would make us look like the scams this category is full of.
There is also no account, no password and no card. The privacy page describes what the site actually does, not what a template says.
How long it takes
About five minutes. Your answers save as you go, on your own device, so an interruption does not cost you the work. Come back later and it picks up where you left off.
Last reviewed 28 July 2026
The question everyone has and nobody asks
It is what is the catch, and it is a reasonable question. This category is full of free tools that are lead forms wearing a checklist, so here is the arrangement in plain terms.
Who pays for this
Digilu builds it. Some families who use it later choose something we sell, and most do not, and the list you get is identical either way. Government programs, nonprofits and free community resources appear in it whether or not anybody earns anything from them, because a plan that lists only what we sell is a broken product rather than a clever one.
What happens to your answers
Your answers stay on your own device as you work through the check. If you ask for the plan by email, we hold what you told us so the plan can be rebuilt and so you can ask us to delete it. You can ask for that at any time and we do it.
Will you keep emailing me
You get the plan. Nothing is on a drip, nothing is on a sequence, and there is no campaign behind the button. If we have something genuinely worth sending, it is occasional and it stops the moment you say so.
Is it right
It is as right as the rules we have read and dated, and where we have not verified something for your area the answer says so rather than guessing. We do not decide whether anyone qualifies. The agency running each program makes that determination, and program rules change, so anything that matters is worth confirming with them. Unknown is a real answer here and it appears as often as it is true.
What it will not do
It is not medical advice, it will not diagnose anything, and it is not an emergency service. It does not fill in applications for you or contact agencies on your behalf. It tells you which doors are worth knocking on, in what order, and what to have ready when you do. Why this is free sets out the rest of the reasoning.
Start with a ZIP code.
That is the whole first question.